Credit card debt can seriously interfere with your enjoyment of life. Studies have shown that how a married couple’s rating of how happy they are is directly correlated to the amount of credit card debt they carry, so reducing your credit card debt can also improve your love life!

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Popularity: 41% [?]

You probably have several reasons for wanting to reduce their average credit card debt. If you want to buy a house in the next year or so, you probably know that mortgage lenders disfavor credit card indebtedness, and reducing your average credit card debt will get you a better rate on a home mortgage. Even if you already own your own home, or you are not in the market to buy a home, you may find that you are uncomfortable with the high amount of your average credit card debt, or you want to reduce your monthly credit card payments so you can have more disposable income.

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Popularity: 47% [?]